First National Bank of South Africa is Useless

First National Bank is *****ing. I have small debit orders going through two of my personal accounts not always on the same date. FNB can see that I have enough money in my business account but they will return these small debit orders of R195 and R475 just to earn the R110 debit order rejection fee. FNB will also not give you a chance to rectify this as these debit orders are running through the night. This morning before the debit orders were returned I rectify both the accounts and transferred money to both these accounts. Not even two minutes after this FNB send messages that these debit orders were rejected. How the heck can they do this????

I will go and close my business account as well as my two personal FNB accounts this week with FNB as they are useless.