First Nationa Bank Refuses to approve Credit Card and Personal Loan

<p>I Regret moving to FNB. I app**** for a Credit card and I was declined due to affordability and High risk client... According to my calculations/Budget I can afford way more than a depleted credit card.</p> <p> </p> <p>I app**** on Friday the 16th of September 2016 for a credit card and I was told that my application was approved and that FNB only need my 3months Payslips and ID in order to finalize my application. After several calls to my Private Banker and the Credit Card Department I got the news that my application was declined due to Affordability and being a High Risk Client... My score at Mytransunion are way over 900 and I know I can afford much more than a credit card...</p> <p> </p> <p>How is it possible that FNB can see things at the Credit Bureau's thaat I cant? How is it possible that FNB can approve my application on Friday the 16th of September 2016 but decline it now? How is it possible that FNB can make me a Private Client on Friday seeing that my income qualify for being a private client and then all of a sudden I am a High Risk Client with affordability issues???? Please go to the recorded calls on Friday the 16 September 2016 11h54 my ID ********** 039089 and go and listen to that call...</p> <p> </p> <p>This is pathetic! FNB should remove adverti*****ts from the radio and rather try to get the excisting clients happy!!!</p> <p> </p>