False information provided

Wow so i was offered to change my account to fusion credit account and now that is processed and I see the "credit amount " combined with my money and I query it I am advised that the fusion account comes with a credit service called an overdraft, can you kindly listen to the call and the question that I have asked the person I was speaking to, she gave me exactly what I did not want, can you please change my account back to what it was, I do not want the overdraft.