Expensive and Incovenveniencing

FNB has expensive bank charges for no good service.I am paying about +- R300 with useless team of bankers so called benefit. First of all ,They make a million calls to me saying I must pay a credit card excess of R2500.I paid R1000+R600+ a scheduled payment of R5000.After all that they R2591.35 from my account to credit card for what ? They have blocked the credit card ,I cant pay my bills now because of their maladministration.When I call their team of bankers,They send me from pillar to post till my airtime finishes.If you want peace of mind ,stay away from FNB.