Exorbitant service/transaction fee increase

From the 1st of July, FNB has exorbitantly increased their service/transaction fees on my accounts. The three issues I have are the following:<br> <br> 1) Smart Account: I have a Smart account which costs R49 per month. This amount used to include all my monthly transactions with no extra fees payable. FNB has recently restructured this account's pricing and seriously limited the number of free transactions included in the R49. The end result being that my total monthly service/transaction fees on my Smart account have more than doubled.<br> <br> 2) Gold Credit Card: FNB has just increased my monthly Credit Facility Service Fee by 46.6%! They have also increased my Credit Card Account fee by 14.86%. This, during a time when CPI inflation is only sitting at 4.7%.<br> <br> 3) Gold Credit Card interest rate: In July, the reserve bank increased the repo rate by 0.25%. Normally, the banks then increase the interest they charge on their accounts by the same amount. However, FNB subsequently increased the interest rate charged on my credit card by 0.55%!<br> <br> These increases are absolutely outrageous! I feel that I have been thoroughly ripped-off. This, after being a loyal customer for many years.