ebucks, FNB, you have lost the plot

ebucks from FNB has evolved into an entity that is absolutely impossible to track and keep tabs on. There is very little reward for people managing your money well, only rewards if you make debt. Advertising that you get money back from Engen should be stated "Have a car loan with Wesbank and then you qualify to get money back". I just do not see the point any longer, and where in the past ebucks was a drawcard, I now feel that the heavy monthly account fee does not equate to the offering and that other banks look like they have a better product. I will definitely be looking around.