DYSFUNCTIONAL FNB. CAPITEC WINS HANDS DOWN!

What is wrong with your banking app? I did an internal transfer yesterday evening. The funds moved out of my savings account, but are not reflecting in my home loan account! It is quicker at the ATM where transferred funds reflect immediately. Capitec is STREAKS AHEAD of you FNB! The Capitec bank app works like a charm. Funds reflect as transactions are completed. No delays whatsoever! How long does it take for an internal transaction to take place on your app FNB? Where do the funds sit in the interim? They left my savings account and are not in my home loan. Where are they?