Dysfunction of FNB banking system

I may sleep in the street today because they are doing maintaince if their systems and I cannot transfer money between accounts in order to pay for a hotel. Drove 6 hours to where I'm and cannot check in the hotel as my card is useless. Told the system will be up and running at 12 midnight. Tomorrow I'm moving to another bank. A month ago while shopping my card kept declining and I was told at that supermarket that all FNB cards were doing that. The embarrassment of standing in a line with other clients frustrated behind you while you go to the ATM to withdraw cash. Today its this. I'm sitting outside the hotel waiting for 12 midnight and for FNB system to allow me to transfer money and check in. Tomorrow morning I must wake up and be in time for work..