Drowning

For the past few months, radio and TV have been discussing the issue of debt and how people should approach their creditors and make payment arrangements to avoid being listed. The NCR also advised me to make contact with the credit provider instead of avoiding them. I have been trying to do that ever since with no luck. I am always told No, it can't be done. I was also told that the time I got into the contract I said I could afford. Yes! I was able to then. With the current rate a which the inflation rate is increasing and no salaries are increasing, as I single mother I am slowly Drowning. I cannot afford anymore, not as much as I use to a year ago.

All that I ask is to do the right thing. Payback the creditor but in a way I can afford. I don't want to ignore and won't ignore the creditor. I guess the door gets slammed in your face when you want to do the right thing by approaching the credit provider.