Do not switch to FNB Private Wealth!

Be careful before you switch to FNB. They do not automatically renew your cards prior to the expiry date, leaving you with a 'frozen' account when you realize there is no active card linked to your account. You then have to apply for a new card and wait 3-5 days to receive it, activate it, and have access to your funds again. The Secure Chat on the banking app is a waste of time.