Disappointed client

Good Day I always been happy with FNB until recently. FNB always offered me credit . I had loans with FNB and settled the loans in time with no missed payments or any defaults. I recently paid up my credit card and closed that as well. Now that I am in need of credit I am being declined. I was declined for a credit card , loan ,overdraft and a savings account. My credit profile is excellent and never been declined anywhere . I called the call centre and they can not assist me . In the branch they can not assist me . What is going on ? Why am I being declined ? I am a bit surprised and disappointed that I have been a loyal customer for over 10 years and now all of the sudden this is happening. The reason why I on HP is because I can't log a complaint on the FNB site as it does not allow me to submit my complaint! Danielle Temmers ********** 151088 I am only available to take calls after 16.00 pm . My email address is as follows. **********