Declined to offer an account to me

I have called in this morning to open a new business account and unfortuntely was told that i can due to the fact that i am under debt review and can not offer me a cheque account. I then spoken to a the NCR and they have advised that a cheque account can be given with no credit facility on it. How does all the other banks offer me a business account even with the status that i have but FNB cant? I have been an FNB client for Years and if they cant assist with this then i will have to move everything over to another bank that can assist.