Declined Foreign T

I am very unsatisfued with Fnb every week they charge me the same fee even when i jave a positive balance i get this fee called Declined Foreign T which doeant make any sense because i do not make those transactions and they keep *****ing R8.50 every week sometimes twice a week which doesnt make sense to me and i barelt make transactions on my account which doesnt make sense i only use my card for 2 things and thats to withdraw and send money to my forex account which they charge me fees for but that i understand but what i dont understand is how they keep charging me the same fee every week for no reason and i got so fraustrated i went as far back as june 2020 and i saw they've been doing this to my account ever since then and they have done it more than 14 times which i dont not appreciate im thinking of changing banks because i feel as if my money is not safe with Fnb anymore and to top it off this week i got charged anoyher R8.50 for #item Paid no funds which makes no sense because i never used my card to make any transactions i feel like my bank is ******** me and thats not even the worst part i dont even have debit orders but they still charging me those fees which makes no sense i think im going to change all i want is all those R8.50's they charged me over back into my account because they really add up and im dissatisfied at this point