**************** with a smile.

Im absolutely appalled by FNB to the point where its better to switch banks and motivate everyone i know to do the same.

FNB has very kindly decided to honor deductions from my account, putting it into a minus without my consent, but this isint new to you right? Hello peter is lined with a multitude of complaints like this.

But wait, theres more, not only will FNB happily honor your deductions when there is no funds, they will also charge you R120 for every payment they had to honor for you.

I myself am another customer FNB is happily *****ing from, as you have honored payments (without my consent) and have now decided to charge me for it too.

Where are the good old days when the bank declined deductions due to lack of funds? Long gone ofcourse because the bank has found a way to take even more from the people.

I want this sorted, i have no overdraft on my account and dont want it going into a minus, ever, i want fnb to pay back the fees you charged me for a service i did not apply for and lastly u can trust ill be seeking legal advice on the matter for myself and all the other clients youve happy been taking from.

NS Lloyd.