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I am truly disgusted by FNB. After declining a Debit check mandate and 1234 tried debiting my account FNB proceeded to charge me R110 for the failed debit order which I initially declined. I don't understand why such measures are put into place if the customer then has to foot the charges. The service I received on the App from the agent was truly disgusting and not helpful. I truly feel at times FNB is not for customers and just robs customers.