1 reviews | Active since Nov 2016

07 May 2019, 14:40

Credit Card Payment Issues

FNB cannot seem to make up it's mind whether a my credit card will be paid via debit order or if I should pay it directly. I have been paying money into my credit card for the past few months. Last month, April 2019, I paid 2 amounts - 1 directly into the budget facility using internet banking and 1 into the straight facility. FNB took a debit order as well and yet it didn't seem like that money was credited to my account because the amount available stayed the same. I also paid R1231 on 29 April 2019. This time FNB seemed to be unable to make up its mind and sent me a message that I need to pay R1968 to my credit card. This being on top of the R1231 that I already paid. So I transferred R2000 to my credit card, but the funds seem to have been blocked for me to access. FNB, I pay my account EVERY MONTH, without fail, so why the hell are you treating me like a default payer?!?! Please do a recon on my credit card - I want to make sure that every cent I have paid into it is accounted for, since FNB will make sure that they received every cent of theirs back. Secondly, when I try to go onto internet banking, it tells me that my password (which I know is correct), is incorrect. Did you block that as well?!?! Poor poor poor service to someone who has never defaulted on a single payment. I don't know why I am even still with FNB!!!

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Replies (3)
's update07 May 2019, 14:42
Reviewer Update
One more thing - when I phoned my "team of bankers" and tried to speak to a consultant, the phone was disconnected while I was explaining to the consultant what the problem is. Don't come with the same old "technical difficulty" nonsense to cover up incompetence on FNB's side, because technical difficulty or not, FNB will not hesitate to take what's theirs. I have made 2 payments on my card and FNB took a demand payment - I want access to my credit card!!!
's update07 May 2019, 14:45
Reviewer Update
The demand payment, for your information, was R294.02... On top of R1231 on 29 April 2019 and R2000 on 7 May 2019. Seriously pathetic FNB!
FNB (First National Bank)
FNB (First National Bank)'s reply07 May 2019, 16:47
Official
Good Day,

Thank you for taking the time to bring this to our attention. We would like to apologize for any inconvenience caused.

A formal complaint has been logged on your behalf and referred to the relevant department who will investigate and provide you with feedback.

The reference number is ***NF.

Regards,
Hello Peter Complaints Team

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