Credit card fiasco!

What a nightmare to bank with FNB My debit cards expired and I had to contact the bank to order a new card. My credit card expired and I also had to do the same.I get another debit card delivered instead of a credit card.I was informed that I cannot access my funds because the credit card needs to be activated. 120.00 bank charges and still no credit card. I am definitely taking my money elsewhere!!! Damn useless. Change your motto because you can't do anything!