Credit Card Application Declined Due to Credit History

<p>I have been a client of FNB since 2012, and yersteday I app**** for a credit card and my application was declined because I have no credit history?</p> <p><br />I called your customer service department and spoke to a lady called Linda Ndlovu and I was told there's nothing you guys can do, and that if I want to move my account to another bank I am more that welcome to do so?</p> <p> </p> <p>I have debit orders (Car Installment, Insurance, Cellphone Contract ) and my salary is paid into your account every month and you tell me that as your customer I need to go and open a retail account so you guys can determine if I am credit worthy or not? Yet you encourage people to stay away from debts.</p> <p><br />In January i app**** for vehicle finance with FNB and they declined my application and another bank approved my application for a vehicle that i am currently paying well at the end of the everymonth for</p> <p>R 5778.00 pm.</p> <p> </p> <p>FNB really suc****!!!!!!!!!!!!!!!! !!!!!!!!!!! </p>