Couldn't get any worse

You don't check my credit rating when my money goes into your bank but, I just app**** online for a loan and literally 3 pages later i was declined saying i don't meet the criteria. Check for the past few months how much had gone into my account and then still tell me I don't qualify????? But be as it may this just convinced me more to switch banks guess I am not black enough to be automatically approved. YES I AM GOING THAT ROUTE .............