RB
Roger B

1 reviews | Active since Mar 2009

18 Jul 2019, 19:58

Coolest and innovative bank"s mobile app can't do applications. Branches can't assist home loan applicants.

I app**** for pre-approval for a home loan on mobile app.

Email received states: Based on the information obtained we are unable to calculate a loan amount, and therefore recommend that once you have found a property, a full application can be submitted via nav» Home.

We need the pre-approval to negotiate the price with seller based on affordability, before! signing a "offer to purchase".

I then attempt to do the "full" application, but then the mobile app gets stuck and I have ro restart. I then gave up!

I decide to go to my branch, Sandton City and the guy at the door says I have to call home loan myself, as there are no consultants to assist at the branch. Seriously!? Not that's innovative and "cool" . Mxm!

Ensure a home loan consultant calls me urgently!

0
Replies (2)
FNB (First National Bank)
FNB (First National Bank)'s reply19 Jul 2019, 09:00
Official
Good Day 

Thank you for taking the time to bring this to our attention. We would like to apologize for any inconvenience caused.

A formal complaint has been logged on your behalf and referred to the relevant department who will investigate and provide you with feedback.

The reference number is:  ***NF

Regards 

Hello Peter Complaints Team

*** 

RB
Roger B's update19 Jul 2019, 10:52
Reviewer Update
I couldn't wait for you!

So I chatted to Joanne from Home Loans and apparently I still have to complete the application on the mobile app, that's including uploading the docs (SMH) and then deal with the consultant after fetting a "200..." reference number.