Changes to account BUT NO NOTIFICATION

<p>I have a FNB cheque account with overdraft. I was contacted by a Collections company wanting payment of my overdraft balance. I have NEVER been contacted by FNB or received any letter that my facility was cancelled or that the matter was handed over to a colelctions agent. I do understand my obligations and the fact that my account wa snot maintained properly.</p> <p>It is my understanding that the bank should at least send me a notification letter or warning.</p> <p>FNB has never contacted me or sent me any letters</p>