CHANGEABLES---WHAT BS-THEIR EXCUSE NOW-AFFORDABILITY

Its been more than 2 months since i complained about the application i made regarding an account switch with the abovementioned institution and ,yes once again i have been declined .another bank just financed me for a second vehicle over the phone for R106000 and FNB wont give me an overdraft facility account for R20k.Ridiculous as they are my bank.My charges with this bank are more than R500 a month and i have my life policy over a million with them. Honest people will never have anything in SA,You have to be a ***** in order to get anything you want.CHANGEABLES IS A MOCKERY OF THE WORD.