Subject: Formal Complaint – Unresolved ***** Case and Lack of Response (Case No. ***)
Dear Sir/Madam,
I hereby formally lodge a complaint against First National Bank (FNB) regarding my unresolved ***** case, Case Number: ***.
Following my initial complaint, I received a response from FNB on 20 February 2026, with Reference Number: ***NF. After submitting a follow-up complaint, I received another response on 04 March 2026, with Reference Number: ***NF. In both instances, I was merely issued with a reference number and advised that FNB would respond within five (5) working days.
I find this response unacceptable and inconsistent with the information previously provided to me. When I reported the unauthorised transaction on my cheque account, which occurred on 17 February 2026 in the amount of R650, I was informed that the matter would take 14 working days to be resolved.
Furthermore, during my interaction with an FNB consultant, I experienced extremely poor service. The consultant was rude, insulting, and went as far as accusing me of committing the ***** myself. I was also instructed to provide a SAPS-certified affidavit. Despite informing the consultant that I had recently undergone hand surgery, I was still required to obtain the affidavit, which I nevertheless comp**** with and submitted.
According to my calculation, 14 working days have now passed, yet the unauthorised transaction has still not been refunded to my account, nor have I received a satisfactory update on the progress of the investigation.
I therefore request that the amount of R650 be refunded to my account with immediate effect and that this matter be resolved without any further delay.
I trust that FNB will treat this complaint with the urgency it deserves.
Yours faithfully,
M. M. Smith
Contact Number: ***