Card Troubles

<p>I joined FNB over a year and a half ago with a savings account. I then upgraded to a Cheque account. I havent even had my Cheque account card for a year and a half and my card is already giving me trouble. It started 3 months ago when i visited my local Checkers. I was trying to pay with my card (like FNB recommends you do as cash is dangerous) and my card keeps giving an error when i try to insert the chip. I then had to start using the mag stripe (which does not ask for my pin and is even more dangerous than having cash). I then tried to draw cash from Checkers and it declines continually as it will not allow cash to be drawn without a pin. So I then tried to go the ATM (which costs me to draw) and every ATM I go it says "We are unable to help you now. Please try another FNB ATM or contact your nearest FNB Branch for assistance. Error Code D055". So now I cannot draw money at all. I then decided to visit the Amanzimtoti branch in order to sort this matter out. When i was attended to by the person at FNB i was asked to insert my card into their machine which I did and miraculously it worked. I explained to the lady what happened at both the ATM as well as at the counter at Checkers. The person then said to me well if I do need another card it will cost me R120. I also asked what error code D055 meant and no one could tell me at the branch. I think this is absolutely ludacris that my FNB card cannot last for more than a year and a half and it is all of a sudden giving errors and i cannot access my money. All I can say is I used to be with Standard bank (which i hate with a passion) and my card with them lasted 4 years with absolutely no problems at all. Right now I am wanting to change my bank as I refuse to pay another R120 just to have to pay it again after another year and a half. Sad FNB as I was really starting to like the bank and I even converted some of my friends and family to this bank. I have a credit card with FNB too. I will be going in the new week to open up a capitec account and I will be closing my Cheque account as well as my credit card with FNB (as soon as I finish paying it off). I have also tried my card at numerous other places and the chip will not work anywhere else either. FNB better not try to win my blessing again by offering me a new card on the house just this once because firstly i was given no sympathy at the branch and secondly how do i know i wont have this same problem in another year or so? </p>