Business Banking tries to cheat the LAW

FNB Business Has handed me over for collection to Symington & de Kok. This lawyer is threatening to blacklist me and has not even consulted with FNB about the So called R500 that I so called owe. FNB has not once tried to contact me since February 2013, where I requested to have the business account closed and stopped using it. Now they want to black list me for R500. And they doing this with a few months to spare before this Debt is prescribbed. Then the person I spoke to at Symington & de Kok gives me attitude about the account and tells me I don't know my rights or the law. I am not paying this R500 to FNB or anyone and if I get black listed, I will report FNB to the Ombudsman and that law firm to the Bar Society. FNB can contact me on my cell number and tell me to my face that I must pay them.