Business Banking Facility nightmare

<p>We have a small business and Our business account is with FNB.</p> <p>As we speak that account is exactly 1 year old with an annual turnover of +1,3 million.</p> <p>but we don't have single credit facility, it's a challenge, we have to use our personal credit cards etc for the business when the business can afford its own.</p> <p>To get a single credit facility from Fnb, is just something else, we are being sent from pillar to post.</p> <p>and the fact that you don't have a business banker makes matters worse.</p>