BEWARE OF TAKING OUT A FNB TEMPORARY LOAN

Beware of FNB Temporary loans as this blacklists you from obtaining a Personal Loan from FNB.

Earlier this year FNB offered me temporary loans which I accepted . This was due to my income not been paid on the due date by FNB via international eft and that I had direct debits to meet with FNB. Most of these temporary loans I required only for a few days. Despite FNB doing the deductions from my account on a random basis there were on numerous occasions when FNB failed to deduct outstanding amounts despite having funds in my account. FNB does not allow you on internet banking to pay off the outstanding temporary loans directly. Why not as the temporary loan is a fixed amount ? However due to the fact I have used FNB Temporary Loans in the past, this now effects my credit scoring and I cannot obtain a Personal Loan despite myself been totally debt free.