Beware of FNB!!!!!!

5 days before Xmas FNB accounts manager decides to reduce my overdraft facility and simply lays claim on all my available funds in my accounts without any notice!!! How can a financial institution be allowed to do this?? If you have an overdraft facility at FNB with money in it, withdraw all your available funds asap before they simply claim it and you have nothing to spend during the festive season 😡