Beware FNB's Fradulant behavior

I got a platinum card from FNB and was told if I spend more than 500 rand I would not be charged an initiation fee. they still charged me after I spent over 500 rand.<br> I requested a credit limit on the straight account, purchased some tyres on budget and although the credit card receipt says 48 months FNB still put it through on the straight account and accused said I must deposit the amount back into my straight account. When I asked them to rectify the problem they were unhelpful and said I must go back to the merchant.<br> The merchant was not at fault, FNB *****ed it up and wont accept responsibility.