Behavioural Banking Bull$#*t

I don't care how YOU spin it, a verbal, or written contract is STILL a contract. The only reason I agreed to open an account with you is because you advised that if I kept a certain balance in the account for the entire month, the monthly account fees are waived(that's because at the time of consideration, I deemed it to be a mutually beneficial stipulation). I now hear that you are planning on removing that stipulation, and replacing it with a different one that is NOT linked only to the balance(if at all), but also equates to something like TEN TIMES the original amount agreed upon. BUT, it doesn't matter even if it was just R1 more than the original amount.. AS THAT IS NOT WHAT WAS AGREED UPON! It is ridiculous to assume that a client would sit idlely by as you move the goal posts around to unjustly benefit yourself & simultaneously be detrimental to your client.. THAT is borderline unconstitutional. SO, Here's my (never changing) terms: If you do anything regarding the rebate on (any of) MY fees, such that I deem it to be beneficial to you and not to me, one of three things WILL HAPPEN, either I will SUE you for at least a HUNDRED TIMES the money I currently have at FNB(plus costs), OR, I will close ALL my FNB accounts and take all my money elsewhere,(Tell me I can't,) OR, Both of the above! Go ahead, FNB.. Be greedy, be pennywise, pound foolish, and eventually, you will be sorry!