Be careful when you use FNB Virtual card !!!!!

I wont reccomend using FNB Virtual Card. Should you buy with, say online, it and you require to return an item and the supplier askes for proof of card to arrange refund ...you are stuck...FNB can not send proof to you that you are the owner of the virtual card....that means that your refund will be very difficult to get back. I asked FNB myself a couple of times and they could not assit..be aware of this poor gimmick they provide.