DW
Dawn W

1 reviews | Active since Dec 2021

27 Mar 2024, 16:08

Banking

FNB, ABSA, African Bank and other banks are not prepared to provide a full banking service to self employed, sole proprietors, and actually discriminate against us. By their own admission, they do not provide credit card and overdraft banking facilities to clients aged 60 and over. They are more than happy to take my money, yet refuse to provide account benefits which salaried clients take for granted. All they want to see is a monthly pay slip. I have been self employed and sole proprietor in the same successful business for more than 30 years, during which time I bought and paid for my home. I also bought a number of vehicles during that time. I have 2 credit cards, which are always paid on time, with more than the minimum payment due. I have always had a clean credit record, so why the **************? Am I the only one to experience this or are there others? Maybe I would be better served keeping my money under my mattress?

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Replies (1)
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Dawn W's update27 Mar 2024, 19:24
Reviewer Update
I won't hold my breath whilst waiting. I have been down this route when I app**** for a personal loan and was told that a banker would contact me for supporting documents to process the application. Needless to say, this never happened. Requests for updates were completely ignored. To this day, some 3 months later, the consultant whose name I have has never contacted me once.