Bank ***** FNB

I have had over R280000 *****ulantly taken out of my bank account over the past year. The cases were reported to SAP and FNB ***** department. According to the police FNB have not supp**** any information about the *****sters details but FNB say they will not refund me and the case is closed. I clearly stated in a questionaire sent to me by FNB that the payment was for a newly opened Isle of Man account for my wife and I. FNB ignored that and paid the R200000 to a Miss Nkomo. They had no stage asked me if that was the correct payee. Another R35000 was *****ulently paid into a Std bank account after *****sters intercepted an email. I managed to have the payment stopped within 5 mins but as of today have not received a refund. FNB says they sent me an email with a indemnity form to complete. I have never received this mail and FNB are not responding. I truly believe that the FNB ***** division have insiders who are aiding and abbetting ********s. It should not be possible to pay into "Peters" account and the banks pay "paul". This is the case in the UK so why is it that clients have to check the recipients account details...this is the banks transfering risk to the client. Why are we paying the fees we pay if the banks are not being held responsible?????