Bad service

This bank had became my worse nightmare. I have notice that the bank is charging me for alot of things. When someone oays money in ny account. I either dint see the mobey or a 10 or 20 from that money are being deducted. This is the 3rd time that an amount by someone is been paid in my account but i donf see thr money . Hence therd were funds in my account . When a payment js made the bank takes R10 when i do a payment later i see money deducted even if its from Fnb to Fnb. Bad service they will telk h ur funds were not enough.... I wont advice anyone to join thid bank and i will be changing it soon