MJ
Michael J

1 reviews | Active since Feb 2014

12 Oct 2018, 13:11

Bad Customer Service

I am a FNB platinum client, and have been an FNB client for the last decade. I have my cheque account, credit cards, business account, smart bond account and everything with FNB.

My issue arises from my credit card. I have an agreed upon debit date for my credit card, the last two occasions my FNB credit card was debited a day early. Because my credit card debt was taken out early most of my debit orders bounced and myself incurring an additional R1000 worth of fees.

I have since laid a couple of complaints at ********** but no one is contacting me to assist me where needed. The last consultant i spoke to sent me a copy of the terms and conditions, but this unfortunately did not answer my query.

When i sent follow up questions, no response has been received to date.

Furthermore i get a call from FNB collections on a daily basis and get harassed asking when i can arrange payment. i have told them daily that i will not pay until my query gets resolved.

A month down the line and no one is even attempting to assist me in any way.

If we can not come to a suitable agreement, then please can you give me a complaints number so as to take this matter further with the Ombudsman.

Thank you, i hope i receive a reply but i am not holding my breathe.

0
Replies (3)
FNB (First National Bank)
FNB (First National Bank)'s reply12 Oct 2018, 14:00
Official

Good day Michael,

I acknowledge receipt of your complaint and apologise for the inconvenience caused. Thank you for bringing this matter to our attention.

Complaint reference number ***NF was issued for your complaint. I have escalated your complaint to FNB Credit Card who will investigate the matter and provide feedback.

One again I apologise for the frustration caused.

Regards,

Hello Peter Complaints Team

*** (option one)

MJ
Michael J's update17 Oct 2018, 12:53
Reviewer Update
It has been 5 days since my since my complaint, i still get daily calls to tell me to pay my credit card, yet no one has contacted me as of yet to investigate my query. I am a week away from pay day, and if this issue does not get resolved i am fearful that the bank will just start taking out debit orders from my account like they usually do. Please can we make sure that you do not debit for my credit card until this issue is resolved.
MJ
Michael J's update31 Oct 2018, 13:00
Reviewer Update
It has been two weeks since laying my complaint. I am still yet to receive any feedback. It appears that being a platinum client makes no difference in service, i just get charged high monthly fees with no added assistance.