Assistance

Good day,

This is a cry for help to save my bond, we got our bond Sep 2018, and fastrack 2020 June in covid my husband lost his job, from his pension fund paid about R140 000 to reduce the bond installment to allow me as the wife to take over… 2020 Oct I took over and started paying about R9800 and gradually due to repo rate increase ended up paying R13 200, this year August I app**** for payment break while I wait for my pension to be released, with my pension and both of us unemployed, 14% interest rate is alot, my request is a rate review and acknowledge that R12 000 I can afford, but considering that rates and electricity and other things must be paid.

My plea is please be with me in my situation, I beg for a better rate.

If they say rate review is based on credit approval I really don’t know what that means.