BP
Brandon P

1 reviews | Active since Nov 2023

02 Jan 2024, 13:28

Are we being forced into debt review

I dont understand how financial institution grant people loans. I've been a client of FNB for over 20years but I'm unable to get a loan. Sure that has to count for something. Instead of giving me a decent term long I'm forced monthly to get payday loans which is doing more damage and I don't see how Im going to get out of it. I don't believe debt review as an option as the institutions won't be getting paid as they should and I think in fact would be loosing. For almost 2years I've been applying to get a long term loan and keep on being turned down without a reason I can go back and correct. Do banking institutions want us in debt review or administration I don't understand how that would do anyone good.

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Replies (2)
BP
Brandon P's update04 Jan 2024, 19:34
Reviewer Update
I'm still unhappy with FNB now. I've seen posts on Hellopeter where FNB gives loans to unemployed people and families are left to pay off debt incurred by the unemployed family member. I am permanently employed have 20 years banking history with FNB. I was forced to take out multiple loans because FNB wouldn't give a loan. Now I'm stuck with these creditors to pay whereas if FNB had been willing to assist me I wouldn't be in this mess. Now for me to try and remedy this I turn to FNB and they saying this is your mess you sort it out. Fair I incurred the debt but now I'm looking for a solution and they are unwilling to help a permanently employed customer with 20 years banking history with them. I am disappointed in FNB !
BP
Brandon P's update09 Jan 2024, 17:33
Reviewer Update
I'm still unhappy with FNB now. I've seen posts on Hellopeter where FNB gives loans to unemployed people and families are left to pay off debt incurred by the unemployed family member. I am permanently employed have 20 years banking history with FNB. I was forced to take out multiple loans because FNB wouldn't give a loan. Now I'm stuck with these creditors to pay whereas if FNB had been willing to assist me I wouldn't be in this mess. Now for me to try and remedy this I turn to FNB and they saying this is your mess you sort it out. Fair I incurred the debt but now I'm looking for a solution and they are unwilling to help a permanently employed customer with 20 years banking history with them. I am disappointed in FNB !