Approved and suddenly declined!!!

I was so excited when i was conditional pre-approved for a personal loan. Documents such like pay slips, bank statements ect. were requested since i do not bank with Fnb.

To my surprise the personal loan was declined after they assess my documents and citing due to "affordable reasons"

What do they mean with affordable reason?? I do pay my debts well in time with my other creditors and till today I have no judgements against my name.

Not that am desperate, however they could have mentioned that i have other outstanding debts that still needs to be settle first before i attempt further debts with them.