Angry

FNB COLLECTION DEPARTMENT ARE USELLESS IVE BEEN CONTACTING THEM THE CALLS HAVE BEEN TRANSFERRED FROM PILLAR TO POST, IVE STRUGGLING TO GET SETTLEMENT LETTER SINCE I PAID UP CREDIT CARD A YEAR AND HALF AGO, THEY HAVENT SENT THE SETTLEMENT LETTER TO CREDIT BERAU NOW MY CREDIT SCORE IS LOW BECAUSE THEIR CREDIT CARD STILL SHOWS AS A DEBT ON MY CREDICT SCORE WHICH AFFECTS ME A LOT.