Alarmingly High Interest Rates

I recently needed to apply for an emergency loan due to personal reasons and FNB granted me a loan but at a interest rate of 26.70% interestingly enough the more they offered the lesser was the interest rate and I only needed R5k and would pay it back in 6 months. Shocking when the current interest rates are the lowest it has been in years. Absolutely shocking. Uneblievable. The bank of the "Changeables". What a bunch of ******. Nationalize the banks really seems like a good idea as these Openheimers are on another level.