ACCOUNT IN A NEGATIVE BECASUE OF FNB

SINCE WHEN A PERSON GETS AN IN CONTACT MESSAGE TO ADVISE FUNDS ARE IN THE ACCOUNT AND WHEN YOU USE A PORTION OF YOUR FUNDS IT RESULTS IN A NEGATIVE BALANCE<br> -- <br> WHEN YOU QUERY WHY??? THEY SAY IT DID NOT CLEAR YET !!!!<br> <br> PLEASE CONFIRM IF THE NEGATIVE BALANCE WILL AFFECT ME FOR ANY FUTURE CREDIT APPLICATIONS ?????<br> <br> IN CONTACT SHOULD BE SUBMITTED IF FUNDS ARE NOT IN YOUR ACCOUNT !!!<br> <br> I WANT TO KNOW IF THIS WILL AFFECT ME THATS ALL!!!!!