32 Day Account Closure

I just got off the phone with Bongani at the Premier Banking call centre. I've run into a problem in that my Platinum Credit Card acoount has gone into arrears and there is a small amount in my 32 day account. I wish to close the 32 day account and send the funds to the cheque account to get out of the overdrawn situation. I have closed a 32 day account telephonically previously with the help of a very helpful lady and was credited with the cash immediately and without a penalty. Bongani feels that this is not at all possible without waiting 32 days, by which time my Current account will have been closed and handed over to legal.<br> <br> I do realize that a 32 day account is an investment vehicle and designed for long investment periods however, I don't have the luxury of a long period currently due to external factors and I need this done urgently.<br> <br> Please assist.