2-5 days

I have 2 loans with fnb, now when I apply for consolidation of debts I get rejected as my account is now with legal department and am now listed with 4 account as they took those 2 account with different account numbers to itc, please I need that to be fixed so that I can apply for consolidation and get my life back, as am paying my debts just in arrears, just list 2 accounts I owe not make 4 accounts which make it difficult for me to get credit as they say am over committed when they see all those accounts you listed.