USED MY CREDIT RECORD AND CHANGED FROM 834 TO 560

Good day<br> <br> I app**** for a loan at FHF. I received an email stating I failed the affordability tests. I could not believe this as I have a very good credit history and I have a very good income.<br> <br> I phoned FHF to hear why I failed, Roslyn told me that I do meet their standards, I asked her what standards, she explained to be they use our credit score. I asked her where did she get my credit score, she explained she used my Transunion score. I asked her so what is my score, she told me 560 and i need 580 to qualify. I was shocked - as I do not believe that is my score. I told her I am going to get my report from Transunion. She said I must work on my credit score and apply again in 3months.<br> <br> I got my credit report. My score 834. When I emailed Roslyn&amp