Worst third party cover ever

Hi I'm Abram tjale,I would to share my story with you,of which I had a car accident on the 14 march 2020,I was about to turn right in a few meters and then the brown Audi A4 bumped me at the back with a high speed and their client told me to lie to the insaurance that I got infront of him without indication so that they can compensate him with the money and after that he will buy me the same car I had,so I told the insurance the truth of my story and I sent them the call recording of me and their client,but they did not approve it,and I still have the call recording if me their client,so now they've rejected my claim because they said I'm the one who was driving recklessly,the even wanted me to pay R143 000,00 for the damages of their client vehicle,im not happy at all about this,I will like to hear from you,thank you