Irate

I took the scratch n dent insurance in September last year on 17/02 I called the the contact centre to cancel. Scratch n dent was cancelled and continued with the one for short fall and one that covers for wheels. On the 20/02 I had a shock of my life when I was debited twice R169,29 and R326,03. I want my refund as I am not going to reverse that debit order as it’s going to affect my credit score. I’ll switching my insurance to another financial as I also have comprehensive insurance with themselves