Insurance additions

I have just agreed ta policy with 1st for Women yesterday and had a great experience,which was spoilt today when I had another consultant call me to try and sell me additions to my policy i.e. scratch and dent and pot hole insurance and she didn't listen as I had said I don't want to spend more she carried on and finally admitted it would cost me an additional R164.00 a month which doesn't sound like much if you're not a pensioner of 71 years of age.