Increment

I recently got an email for policy review and I strongly feel that the increment on this policy is ridiculous and way too much,i mean its a year simce i had this policy and not even once did i ever lodge a claim or anything not even a road assistance,i feel like im being over insured ,i did a few qoutes with other insurances and they seem reasonably,I will like my policy to be reviewed again or im moving to outsurance