I'm glad I got a 45,6percent reduction in my premium but I just wonder why it took me wanting to leave the insurance company for them to give me such a massive reduction

I'm glad I got a 45,6percent reduction in my premium but I just wonder why it took me wanting to leave the insurance company for them to give me such a massive reduction. Totally impressed with the reduction. I'm even tempted to get all my other items insured under FFW.