High "ANNUAL" increase premiums and excesses

I have been a FFW customer since 2013, this is my second car and have had zero claims cover since I got the car in 2018. At the time (2018) my premium was R745.22, in 2019 R788.13... In 2020 they tried to increase my premium to R984.38 which I refused so they requoted, it was set at R835.66, in 2021 it was R878.28... Now I get an updated policy and they want to increase it to R1050.09??? WTH? Firstly, this is more than a 20% increase. which is unjustifiably high. Secondly, I completed the form on Hippo for the exact same details and got a premium of R538 so who are they trying to fool? Thirdly, since the start of the policy the excess increased a total of R1250, this year they increased the excess by R500....I have emailed and await feedback but until then,

@FFW how can you justify increasing premiums and excesses above the current CPI, at which company does employees get more than 20% annual increase? Please relook at my policy and note I will not accept an increase in premiums and excess of more than 6%.

To the rest, I HIGHLY recommend that every person read through their policies thoroughly.